Skip to main content
MENU
  • Home
  • About Us
  • How We Work
    • Our Advice ProcessOur Investment Process
  • Our Team
  • Privacy Notice
  • Testimonials
  • Contact Us
  • Financial Planning
  • Pensions
    • Pensions
    • Retirement Planning
    • Personal
    • Occupational / Auto Enrolment
    • Stakeholder
    • Executive Pension Plan
    • SSAS
    • Annuities
    • Income Drawdown
    • NEST
    • State Pension
  • Savings & Investments
    • Savings & Investments
    • Introduction
    • National Savings Products
    • Fixed Interest
    • With-profits
    • ISAs
    • Junior ISAs
    • Capital Investment Bonds
    • Collectives
    • Offshore Collectives
    • Equities
    • Unit Trusts
    • Investment Trusts
    • OEICs
  • Mortgages
    • Mortgages
    • Introduction to Mortgages
    • Mortgage Repayment
    • 1st Time Buyer
    • Remortgaging
    • Standard Variable Rate Mortgages
    • Cashback Mortgages
    • Fixed Rate Mortgages
    • Offset Mortgages
    • Tracker Mortgages
    • Buy To Let
  • Life Assurance
    • Life Assurance
    • Introduction
    • Investment Linked
    • Family Income Benefit
  • Health Insurance
    • Health Insurance
    • Introduction
    • Critical Illness
    • Private Medical
    • Income Protection
  • Business Insurance
    • Business Insurance
    • Introduction
    • Directors' & Staff Benefits
    • Pensions & Capital
    • Keyperson
    • Share Protection
    • Income Protection
    • Employers' Liability
    • Professional Indemnity
  • Equity Release
    • Equity Release
    • Introduction
    • Types of Equity Release
    • Drawdown Lifetime Mortgage
    • Home Income Plan
    • Home Reversion Plan
    • Lifetime Mortgage
    • Costs
  • Taxation
    • Taxation
    • Introduction
    • Income Tax
    • Capital Gains Tax
    • Inheritance Tax
  • Wealth Management
    • Wealth Management
    • Introduction
    • Relationship Management
    • Trust Information
    • Lasting Power of Attorney
    • Wills
  • Financial Calculators
    • Financial Calculators
    • Mortgage Borrowing
    • Mortgage Repayment
    • Mortgage Overpayment
    • Loan
    • Investment
  • Research Links
  • My Portfolio
  • Market Data
  • Financial Planning
  • Pensions
    • Retirement Planning
    • Personal
    • Occupational / Auto Enrolment
    • Stakeholder
    • Executive Pension Plan
    • SSAS
    • Annuities
    • Income Drawdown
    • NEST
    • State Pension
  • Savings & Investments
    • Introduction
    • National Savings Products
    • Fixed Interest
    • With-profits
    • ISAs
    • Junior ISAs
    • Capital Investment Bonds
    • Collectives
    • Offshore Collectives
    • Equities
    • Unit Trusts
    • Investment Trusts
    • OEICs
  • Mortgages
    • Introduction to Mortgages
    • Mortgage Repayment
    • 1st Time Buyer
    • Remortgaging
    • Standard Variable Rate Mortgages
    • Cashback Mortgages
    • Fixed Rate Mortgages
    • Offset Mortgages
    • Tracker Mortgages
    • Buy To Let
  • Life Assurance
    • Introduction
    • Investment Linked
    • Family Income Benefit
  • Health Insurance
    • Introduction
    • Critical Illness
    • Private Medical
    • Income Protection
  • Business Insurance
    • Introduction
    • Directors' & Staff Benefits
    • Pensions & Capital
    • Keyperson
    • Share Protection
    • Income Protection
    • Employers' Liability
    • Professional Indemnity
  • Equity Release
    • Introduction
    • Types of Equity Release
    • Drawdown Lifetime Mortgage
    • Home Income Plan
    • Home Reversion Plan
    • Lifetime Mortgage
    • Costs
  • Taxation
    • Introduction
    • Income Tax
    • Capital Gains Tax
    • Inheritance Tax
  • Wealth Management
    • Introduction
    • Relationship Management
    • Trust Information
    • Lasting Power of Attorney
    • Wills
  • Financial Calculators
    • Mortgage Borrowing
    • Mortgage Repayment
    • Mortgage Overpayment
    • Loan
    • Investment
  • Research Links
  • My Portfolio
  • Market Data
  • Home
  • Critical Illness

Critical Illness

Critical Illness insurance

It's when you need to make a claim that you realise just how wise investing in a critical illness policy can be.

Considering just how many lives are affected by critical illnesses such as heart disease, cancer and stroke, it is surprising that more people do not take out critical illness insurance.

The principle is straightforward; in the event of one or more of the specified illnesses being diagnosed, the insurance company will pay out a lump sum after a specified survival period. Often, critical illness cover is combined with other types of insurance and may even provide an investment element so that, for example, a given sum will be paid out on the death of the insured.

Note - Critical illness policies should be checked as only some forms of cancer, heart attack and stroke are covered by this type of insurance.

IF THE POLICY HAS NO INVESTMENT ELEMENT THEN IT WILL HAVE NO CASH IN VALUE AT ANY TIME AND WILL CEASE AT THE END OF THE TERM. IF PREMIUMS ARE NOT MAINTAINED, THEN COVER WILL LAPSE.

CRITICAL ILLNESS PLANS MAY NOT COVER ALL THE DEFINITIONS OF A CRITICAL ILLNESS. THE DEFINITIONS VARY BETWEEN PRODUCT PROVIDERS AND WILL BE DESCRIBED IN THE KEY FEATURES AND POLICY DOCUMENT IF YOU GO AHEAD WITH A PLAN.

Company address: Premier Financial Planning (Cheadle) Ltd, 63 Cheadle Road, Cheadle Hulme, Stockport, Cheshire, SK8 5EU
T: 0161 482 8888 F: 0161 482 8899 Email: info@premiercheadle.com

Privacy Policy   Best Execution Policy   Client Classification   Conflicts Of Interest Policy   Your Guide To Making A Complaint  Personal Client Agreement

Premier Financial Planning (Cheadle) Ltd is an appointed representative of 2plan Wealth Management Ltd which is authorised and regulated by the Financial Conduct Authority. Premier Financial Planning (Cheadle) Ltd is entered on the FCA register (www.FCA.org.uk) under no. 488845.
 
Registered office: 63 Cheadle Road, Cheadle, Cheshire, SK8 5EU. Registered in England and Wales Number: 06542655.

The information contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

© Copyright 2025 Adviser Pro. All Rights Reserved.

Design and Development by Adviser Pro